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Strategic Advocacy for Your Insurance Claim

Expert guidance through the complex world of insurance claims

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Our Specialties

Expert public adjusting services for all types of property damage claims in Florida

Hurricane Damage

Comprehensive claims assistance for wind, water, and structural damage from hurricanes and tropical storms.

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Flood Damage

Expert navigation of complex flood insurance policies and thorough documentation of all damages.

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Fire & Smoke

Detailed assessment of visible and hidden damages from fire, smoke, and firefighting efforts.

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Water & Plumbing

Thorough evaluation of water damage from burst pipes, leaks, and backup incidents.

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Why Choose Messeri & Associates?

Meticulous Attention to Detail

We don't just document damage; we construct compelling cases that withstand scrutiny and push carriers toward fair settlements.

Relentless Negotiation

Where others take a passive role, we actively challenge undervaluations and uncover overlooked entitlements.

Deep Policy Understanding

Our expertise in policy language and building science ensures we maximize every legitimate dollar under your policy.

Licensed & Certified

WIND Certified Appraiser and Licensed Public Insurance Adjuster in Florida with proven expertise.

Our Process

A strategic approach to maximize your insurance claim recovery

1

Free Consultation

We'll evaluate your situation, review your policy, and determine if you have a viable claim.

2

Detailed Assessment

Our team conducts a comprehensive inspection and documents all damage with photos, videos, and detailed notes.

3

Claim Development

We prepare and file your claim with detailed documentation that establishes the full extent of your covered losses.

4

Strategic Negotiation

We leverage our expertise to negotiate with your insurance carrier for maximum recovery.

5

Settlement & Recovery

We finalize your claim and ensure you receive the settlement you deserve.

Client Success Stories

Hear from property owners we've helped throughout Florida

We used Fraser after suffering roof damage that our insurance company (UPC) attempted to resolve with a less than professional settlement. David Messeri and the rest of the team @ Fraser were very thorough and professional in taking on our case. Mr. Ari Fraser was superb in our arbitration review, working on our behalf to earn a more reasonable settlement with UPC.

Michael Palermo

Google Review

WE HIGHLY RECOMMEND Fraser Property Adjusting. Their professionalism is extraordinary and their efforts to recoup additional money from insurance was strategic and profitable. Definitely worth pursuing. David Messeri and all others were a pleasure to work with.

Donna Roddenbery

Google Review

I would highly recommend Fraser Property and Adjusting to make an insurance claim. We had a lot of damage after Sally last year and experienced dealing with an insurance claim. We called Fraser and received quick service and outstanding customer service. Jenna and David (Messeri) came out on time and were very professional and helpful! Kudos!

Kathy Stanfield

Google Review

I highly recommend using Fraser! I had damage to my house from a hurricane and they have made the process much less stressful. Jenna and David (Messeri) always kept me posted on everything and were a pleasure to work with. They treat you like family and really look out for you to ensure your claim is handled properly and thoroughly.

John Goundas

Google Review

When I couldn't resolve an insurance claim with my insurance company, my neighbor recommended I try Fraser. I've never used a property adjuster before, but through Fraser, I learned how vital they are in handling a claim. The team continuously answered my questions, acted upon my behalf in dealing with the insurance company, listened to my requests, and got results through mediation. I mainly worked with David (Messeri) and Jenna, both of whom were professional and thorough. If I need services again, I know where to go. Thank you for the support.

Kyle James

Google Review

Our insurance company wanted to do us wrong but Fraser was there every step of the way and helped us get a reasonable settlement. We could not have done it without them. We're very thankful for David's (Messeri) help and we sincerely recommend Fraser.

Glenn Abernethy

Google Review

I would like to thank Fraser Property & Adjusting for their help in handling my claim. I also want to thank David (Messeri) for his assistance and for him being so polite and professional and his team for a wonderful process.

Tyron Steele

Google Review

So far, it's been good. I'm still in the phase of submitting documents and getting estimates but David (Messeri) and the team have great communication with clients unlike most other companies and lawyer firms I've dealt with in the past.

Eduardo Pakingan Jr.

Google Review

Fraser Public Adjusters were great to deal with. David (Messeri) came and explained the process and it went down like he said.

Darek C.

Google Review

They helped my grandma get a very good amount of money. David (Messeri) and the whole team were very professional and I do recommend them to anyone and everyone.

Phoenix Clark

Google Review

They got me a very good amount of money that my insurance company couldn't. David (Messeri) and all of the team were very nice and I do recommend this company.

Janet Terry

Google Review

Frequently Asked Questions

Answers to what property owners ask us most often

How much does a public adjuster cost?
We work on a contingency basis — you pay nothing upfront. Our fee is a percentage of the settlement we recover for you. If we don't recover anything, you don't owe a fee.
How long does an insurance claim take?
Most property claims resolve in 60 to 180 days once we engage. Hurricane and large-loss claims can take longer, but our involvement typically shortens the timeline because the carrier responds faster to a documented, professional submission.
Can I switch from another adjuster or attorney?
Yes. You have the right to change representation on your claim. We'll review your existing contract and help coordinate the transition.
My claim was denied. Can you still help?
Often, yes. Denials are frequently based on incomplete documentation or misapplied policy language. We re-inspect, re-document, and re-submit — and many denied claims convert to paid claims after a proper second look.
Is the consultation really free?
Yes. We'll review your policy, inspect the damage, and tell you honestly whether you have a claim worth pursuing — at no cost and with no obligation.
What types of damage do you handle?
Hurricane and wind damage, flood, fire and smoke, water damage from plumbing failures, theft and vandalism, mold, and other covered property losses for both residential and commercial properties.

The Difference a Public Adjuster Makes

Representative outcomes from claims we've handled across Florida

Hurricane Damage
$12,400$78,200

Roof and interior water damage initially undervalued by the carrier. Re-inspection documented structural decking damage and code-upgrade entitlements.

Water / Plumbing
$0 (Denied)$41,500

Claim originally denied as wear-and-tear. Re-submitted with plumber's report and moisture mapping that established a sudden discharge event.

Fire & Smoke
$28,000$112,800

Carrier's estimate covered visible damage only. Full assessment captured smoke contamination, HVAC remediation, and contents loss.

Commercial Roof
$18,750$94,300

Wind-uplift damage to a commercial flat roof. Documented full-system replacement requirement under the policy's matching provisions.

Representative results. Every claim is unique; outcomes depend on policy language, documentation, and the specific facts of the loss.

Ready to maximize your insurance claim?

Schedule a free consultation to discuss your property damage claim.

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